401(k) and Retirement Plans Retirement planning is a multistep process that evolves over time. To have a comfortable, secure—and fun—retirement, you need to build the financial cushion that will fund it all. Contribution Pre-Tax ROTH After-Tax Match _% of _% of pay _% of the next _% of pay To get the full Employer Match match: If you put in _% the company puts in _% • Tax Savings • Benefit Compounding • Combine Accounts • Ease of Savings • Transfer Savings