Introduction 37 2021 Sustainability Report A Modern, High-Performing Health System Our People and Culture Environmental Health Responsible Business Practices Performance Data UnitedHealth Group is committed to helping reduce health care costs at an individual and system level. With health expenditures expected to reach $6.8 trillion by 2030, we are collaborating across the health system to make health care more affordable for everyone. We are improving health care affordability by: • A dvancing value-based care models designed to improve care coordination, drive better outcomes and lower the total cost of care. • Optimizing site of ser vice with transparent tools that help consumers access the right care at the right time and place. • L owering drug costs — particularly high-cost specialty drugs — with comprehensive and transparent pricing and by building a better, more affordable experience across medical and pharmacy benefits. Improving health care affordability