15 Ibid. 16 M cKinsey Global Institute. Independent Work: Choice, Necessity, and the Gig Economy. 2016. 17 Federal Reserve Board. Report on the Economic Well-Being of U.S. Households in 2014. 2015. 18 Federal Reserve Board. Report on the Economic Well-Being of U.S. Households in 2015. 2016. 19 “Key Facts About The Uninsured Population.” The Henry J. Kaiser Family Foundation. Web. 1 Mar. 2017. 20 Etsy. Annual Report on Form 10-K for the Year-ended December 31, 2016. 2017. 21 Office of Tax Analysis, US Department of the Treasury. The Rise of Alternative Work Arrangements: Evidence and Implications for Tax Filing and Benefit Coverage. 2017. 22 Etsy. Economic Security for the Gig Economy: A Social Safety Net that Works for Everyone Who Works. 2016. 18 2017 Seller Census Report