Third Party Attestation Report of Independent Accountants To the Management of JPMorgan Chase & Co. We have examined the management assertion of JPMorgan Chase & Co. (JPMorgan Chase) contained in this Sustainable Bond Annual Report, that as of February 28, 2022, the net proceeds of $1,246,875,000 from the August 10, 2021 issuance of JPMorgan Chase’s Fixed-to-Floating Rate Notes due 2025 were allocated to refinance Eligible Green Projects as defined in management’s assertion. JPMorgan Chase’s management is responsible for its assertion. Our responsibility is to express an opinion on management’s assertion based on our examination. Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. Those standards require that we plan and perform the examination to obtain reasonable assurance about whether management’s assertion is fairly stated, in all material respects. An examination involves performing procedures to obtain evidence about management’s assertion. The nature, timing and extent of the procedures selected depend on our judgment, including an assessment of the risks of material misstatement of management’s assertion, whether due to fraud or error. We believe that the evidence we obtained is sufficient and appropriate to provide a reasonable basis for our opinion. Only the information included in the “Project Type” and “Number of Projects” columns and funded amounts up to $1,246,875,000 in the “Funded Amount Allocated to Notes” column within the table entitled “Use of Proceeds and Expected Impact Metrics” contained in this Sustainable Bond Annual Report is part of JPMorgan Chase’s management assertion and our examination engagement. This Sustainable Bond Annual Report is included as an appendix to JPMorgan Chase’s 2021 Environmental, Social & Governance Report (ESG Report). The other information in this Sustainable Bond Annual Report and JPMorgan Chase’s ESG Report have not been subjected to the procedures applied in our examination engagement, and accordingly, we make no comment as to its completeness and accuracy and do not express an opinion or provide any assurance on such information. In our opinion, management’s assertion that, as of February 28, 2022, the net proceeds of $1,246,875,000 from the August 10, 2021 issuance of the Fixed-to-Floating Rate Notes due 2025 were allocated to refinance Eligible Green Projects as defined in management’s assertion is fairly stated, in all material respects. New York, New York March 29, 2022 PricewaterhouseCoopers LLP, 300 Madison Avenue, New York, NY 10017 T: (646) 471 3000, F: (813) 286 6000, www.pwc.com/us 75 INTRODUCTION ENVIRONMENTAL SOCIAL GOVERNANCE ESG REPORT APPENDICES List of Acronyms Resources Global Reporting Initiative Index Sustainability Accounting Standards Board Index JPMorgan Chase Sustainable Bond Annual Report