Inclusive Growth Our Firm believes that business, in partnership with government and community leaders, has a role to play in helping everyone have the chance to participate and share in the rewards of economic growth. We are only as strong as the communities we serve, and the economies they support. Our efforts to help build a more inclusive economy are focused where we can leverage our business and expertise to create meaningful impact: • Building careers and skills • Fueling business growth and entrepreneurship • Catalyzing community development • Strengthening financial health and wealth creation We are bringing the reach and expertise of our Firm to tackle these challenges, using the power of our businesses, combined with philanthropic capital, data-driven insights and policy expertise. Underpinning and informing all these efforts is our Firm’s commitment to DEI. How our Firm is Making an Impact Lending and investment capital Philanthropic capital Policy expertise Data insights and analytics Innovative Finance Solutions Through a dedicated pool of proprietary capital, our Firm is helping fill the gap between philanthropic and market-rate capital to lend to and invest in organizations and projects that advance inclusive growth. These efforts include support for diverse-led organizations and those that serve communities of color. This approach helps our Firm to reinvest returned capital in communities to attract additional capital. Through this effort, JPMorgan Chase provides long-term, low-cost loans to mission-driven financial intermediaries, such as CDFIs. In addition, we are making equity investments in funds and early-stage, mission-driven companies that advance the Firm’s impact objectives. In 2021, we closed 13 such transactions totaling over $100 million, which supported efforts ranging from affordable housing and small business development to platforms to upskill workers and help college students graduate. Skills and talents of our employees Research and Policy Solutions Our Firm’s expertise, data and research capabilities make us well positioned to provide insight into consumer behavior and the economy – and we put that insight to work to advance policy solutions that drive inclusive growth and help advance racial and economic equity. The JPMorgan Chase Institute is a think tank dedicated to leveraging the Firm’s data to produce insights on the inner workings of the economy and important policy questions. The JPMorgan Chase Policy Center develops and advances sustainable, evidence-based policy solutions to expand inclusive economic opportunity. The Policy Center works with policy, business and community leaders to advance effective solutions at all levels of government. In early 2021, for example, as decision-makers continued to assess policies and programs to support households and small businesses facing economic hardship due to the pandemic, our Firm released T he First 100 Days and Beyond . The report highlighted research from the JPMorgan Chase Institute and the work of the JPMorgan Chase Policy Center to inform data-driven recovery policies to provide immediate support to those most impacted by the pandemic in the U.S., as well as longer-term policies to increase the financial health and stability of households and small businesses. In addition, as the Firm advances the objectives of our Racial Equity Commitment, we are drawing on the work of the Institute and Policy Center to develop and promote data-driven public policies that bolster an inclusive recovery and advance racial equity. 36 INTRODUCTION ENVIRONMENTAL SOCIAL Feature: Our Commitment to Racial Equity Diversity, Equity & Inclusion Human Capital Inclusive Growth GOVERNANCE ESG REPORT APPENDICES