Accident Insurance Accident Insurance through Voya pays you bene昀椀ts for speci昀椀c injuries and events resulting from a covered accident. You can purchase coverage for yourself, spouse/domestic partner, and your children under age 26. If you leave UnityPoint Health, you can take this coverage with you. The amount paid depends on the type of injury and care received. For those who experience an accident claim and visit a UnityPoint Health facility, you will receive an additional 25% bene昀椀t up to $1,000. You can use the payments for any purpose you choose. Here are some examples of payment provided: EVENT/CONDITION BENEFIT AMOUNT EVENT/CONDITION BENEFIT AMOUNT Ground ambulance $400 Coma (14 or more days) $18,500 Air ambulance $2,000 Surgery (open abdominal, $1,500 thoracic) Emergency room treatment $250 Follow-up doctor visit $100 Hospital admission $1,500 Medical equipment $275 Hospital con昀椀nement (per $375 Physical or occupational $60 day, up to 365 days) therapy (per treatment, up to 6) Critical care unit con昀椀nement $600 Mental health therapy $60 (per day, up to 15 days) (up to 10 per accident) Accident Insurance also pays bene昀椀ts for accident- related transportation, lodging, family care, prosthetic devices, burns, eye injuries, lacerations, dislocations, fractures and more. ACCIDENT INSURANCE: Watch the BI-WEEKLY PREMIUMS accident Employee Only $4.69 insurance video Employee + Spouse/ $7.70 Domestic Partner Employee + Child(ren) $8.91 Family $11.92 WELLNESS BENEFIT Your coverage also includes accidental death The plan also pays a wellness bene昀椀t and dismemberment bene昀椀ts. If you are severely of $50 once per calendar year for injured or pass away due to an accident additional each family member enrolled when bene昀椀ts may apply. an eligible health screening test is completed. For more information, review the Wellness Bene昀椀t Claims Checklist & FAQ. | 28 |
May 2024 | APP Benefit Guide Page 29 Page 31