Short-Term Disability & Long-Term Disability Short-Term Disability (STD) NO COST TO YOU The Short-Term Disability (STD) Plan provides income UnityPoint Health protection if you become disabled and cannot work due to a automatically provides Short- non-work-related illness or accidental injury. Term and Long-Term Disability UnityPoint Health automatically provides Short-Term Disability coverage- at no cost to you- coverage – at no cost to you – for all eligible team members. for all eligible team members. Participation begins on the 昀椀rst of the month following your start date or bene昀椀t status change date. The Short-Term Disability Plan begins to pay bene昀椀ts after 7 days of continuous disability. Short-Term Disability bene昀椀ts replace 70% of your regular weekly base pay, to a maximum of $3,500 per week, for up to 26 weeks. Long-Term Disability ABSENCEONE If you become disabled for an extended period of time and All approved Leaves of cannot work, no bene昀椀t becomes more important to your Absence (LOA), including 昀椀nancial security than disability income protection. intermittent FMLA and BASIC LONG-TERM DISABILITY continuous LOA, including If you remain totally disabled and unable to work for more Short-Term Disability (STD), than 180 days, you may be eligible for Long-Term Disability medical, personal, and military (LTD) bene昀椀ts through Prudential. UnityPoint Health leave, are administered automatically provides you LTD bene昀椀ts that replace up to through AbsenceOne. Access 60% of your monthly base pay, up to a maximum of $15,000 the AbsenceOne online per month. portal at AbsenceOne.com/ Monthly LTD bene昀椀ts will be reduced by Social Security and unitypointhealth. any other disability income you are eligible to receive, such as Workers’ Compensation. INDIVIDUAL DISABILITY INCOME UnityPoint Health recognizes that basic Long-Term Disability (LTD) insurance alone may not provide enough of a monthly income to meet your 昀椀nancial obligations. That’s why we offer supplemental coverage that guarantees a disability bene昀椀t amount of up to $10,000 per month on top of your basic LTD bene昀椀t amount, with no medical exams required. | 31 |