Education Assistance, continued Terms of Tuition Reimbursement, KEY FEATURES OF THE PROGRAM INCLUDE: › continued Complete PSLF coverage – Summer manages › the entire PSLF process for borrowers from Educational programs not covered include, but are not limited to, individual courses for checking eligibility to employer coordination sports, recreation or hobbies, unless part of a and online form submission. degree program and seminars, conferences › Recerti昀椀cation support – Summer works with and workshops. borrowers and their employers to ensure all › PSLF requirements are met. Although attainment of educational goals often leads to improved performance and › Protection from server mistakes – Summer has new career opportunities, participation in this deep experience navigating rejections from program does not guarantee a speci昀椀c career loan servicer mistakes. result such as a promotion or salary increase. › For help from an expert to determine your In compliance with IRS regulations (section eligibility or support 昀椀lling in your forms, visit 127), employer provided educational 昀椀delity.com/forgiveness. Employment assistance is exempt from taxation up to a maximum of $5,250 per calendar year. Taxes certi昀椀cation forms ready for completion should will be assessed if, at the time of payment be sent to [email protected]. processing, the total amount of tuition assistance paid in the calendar year exceeds Student Loan Origination & $5,250. Please consult with your tax advisor for Re昀椀nancing additional information. Fidelity’s Credible program is one way to 昀椀nd Work Commitment options to pay for college. Credible is an online marketplace that provides borrowers looking A Team Member who voluntarily terminates for private student loads with competitive, employment or is terminated for cause within personalized, prequali昀椀ed rates from up to 8 12 months of receiving education assistance vetted lenders. through Traditional Reimbursement will be required to refund UnityPoint Health 100% of the There is no cost to request offers, and checking payments received within that time period on a rates will not impact your credit score. pro-rated basis from the time of last payment and Key features of the program include: date of termination. › Personalized rates, not ranges from multiple lenders › Public Service Loan Forgiveness Ability to comparison shop across lenders to (PSLF) Support 昀椀nd the best solution for your situation › PSLF is a federal program created for those in No hidden fees, original fees, or prepayment public service jobs, offering the opportunity to penalties › have your federal loan balances forgiven after 10 Simple online process that keeps your data years and 120 qualifying payments. All tax free! con昀椀dential. Team Members can receive PSLF support To access Credible log into the Fidelity portal at through Fidelity’s Summer program aimed at netbene昀椀ts.com. streamlining and automating the process while reducing stress with resources that may help increase 昀椀nancial well-being and con昀椀dence. | 43 |