Prescription benefits This chapter is dedicated to helping you understand and maximize your prescription drug coverage. Prescription benefits play a crucial role in maintaining your health and well-being, providing access to essential medications prescribed by your healthcare provider. Here's what you need to know: Tips for saving on prescriptions ↪ Generic Substitution: Generic medications whenever possible, as they are often more affordable than brand-name drugs and offer the same therapeutic benefits. ↪ Mail-Order Pharmacy: Consider using a mail-order pharmacy for maintenance medications to take advantage of cost savings and convenient home delivery options. Pharmacy Formulary Plan Costs Access to a wide Our formulary is a list of Use our online tools to network of pharmacies covered medications, estimate prescription for convenient including generics and costs before filling your prescription filling. brand-name drugs. prescription.