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401K Retirement Plan ABC Company offers a 401K program provided through Fidelity. You may contribute to the 401K account on a pre-tax basis. The maximum amount you can contribute for 2023 is $22,500. If you are aged 50 or older you can make up to a $7,500 catch up contribution for 2023. Upon eligibility, you are automatically enrolled in the 401K plan. You receive that information within your first 30 days. If you’ve opted out of auto-enrollment but would like to begin contributing to the 401K, please reach out to HR. Perks at Work! As part of employment at ABC Company you are offered the opportunity to participate in the Perks at Work program. Perks at Work allows you access to discounts on your favorite shopping categories such as: travel, electronics, apparel, home, tickets, gifts and auto. In addition to discounts, you can also earn rewards points that can be used for future purchases, also known as WOWPoints. Registration for Perks at Work is free at the www.perksatwork.com website. In addition, you can also invite up to 5 friends or family members to join the program. You can use your WOWPoints just like cash and they never expire. All purchases are eligible for WOWPoints and you can earn 1 WOWPoints for every dollar spent. When it comes time to redeem your points 100 WOWPoints equals $1. If you earn 5,000 WOWPoints in 1 year, you become a 5 STAR user. 5 STAR users can earn up to 50% more WOWPoints on each purchase. Perks at Work is similar to any online marketplace where you can browse through multiple categories and complete your purchases through one site. Discounts and WOWPoints are automatically tracked and applied to your account. 18

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