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Pick the best benefits for you and your family. ABC Company strives to provide you and your family with a comprehensive and valuable benefits package. We want to make sure you’re getting the most out of our benefits—that’s why we’ve put together this Guide. Open enrollment is a short period each year when you can make changes to your benefits. This guide will outline all of the different benefits offered, so you can identify which offerings are best for you and your family. Elections you make during open enrollment will become effective on January 1, 2023. If you have questions about any of the benefits mentioned in this guide, please don’t hesitate to reach out to HR. Table of Contents Overview of the Benefit Program ------------------------------------------------------------------------ 4 Health Insurance --------------------------------------------------------------------------------------------- 5 Additional Benefits through Empire --------------------------------------------------------------------- 6 Health Savings Account ------------------------------------------------------------------------------------- 7 Flexible Spending Account, Commuter and Transit -------------------------------------------------- 8 Introducing Alex! --------------------------------------------------------------------------------------------- 9 Sydney Health Mobile App --------------------------------------------------------------------------------- 10 24/7 Nurse Line ---------------------------------------------------------------------------------------------- 11 Find-a-Doctor Tool ------------------------------------------------------------------------------------------- 12 Covid 19 Resource Center and GoodRx ----------------------------------------------------------------- 13 Dental Insurance --------------------------------------------------------------------------------------------- 14 Vision Insurance ---------------------------------------------------------------------------------------------- 15 Supplemental Life Insurance ------------------------------------------------------------------------------ 16 Disability Income Benefits ---------------------------------------------------------------------------------- 17 Questions and Answers ------------------------------------------------------------------------------------- 20

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