ADVICE ABOUT VALUES 1. Domestic & General started out over 100 years ago, ensuring cattle and sheep rights. So not long after the Titanic went down there was a need all of a sudden to have protection and insurance on your livestock. (48:58-49:!6) I want to be careful for all the young people listening here about creating value, because they think you have to give value. The value is you, your experience and your ability to solve these problems. What everybody tries to do is they try and deliver value. Oren Klaff