Additional Features Help With Returning To Work This plan provides incentives to help you get back to work. For instance, you’ll get help paying for some of the expenses associated with participating in an approved rehabilitation plan. Expense Bene昀椀t If a worksite modi昀椀cation would enable you to return to work, the coverage can help your employer make approved modi昀椀cations. Rehabilitation Incentive Bene昀椀t You may also be eligible to receive an additional bene昀椀t of 10% of your predisability earnings for participating in an approved rehabilitation plan, subject to the plan maximum. Survivors Bene昀椀t If you die while receiving bene昀椀ts, your survivor may be eligible to receive a one-time additional payment. The Standard 3 Group Buy-Up Long Term Disability Insurance