For retirees enrolled in Medicare and UMP Classic FOR MEDICARE RETIREES: When you see this format throughout this COC, it gives specific tips for Medicare retirees. Are you a Medicare retiree? You are considered a Medicare retiree if all the following apply. You are: • Enrolled in PEBB retiree insurance coverage; • Age 65 or older (or younger and eligible for Medicare due to medical disability); and • Enrolled in both Medicare Part A (hospital) and Part B (medical). Alert! If you are the subscriber and are an employee, see “When UMP Classic pays first and Medicare pays second” for coverage when UMP Classic pays before Medicare. This also applies to dependents enrolled in UMP Classic under an employee’s account. How UMP Classic and Medicare work together Because Medicare pays first, a few rules are different for Medicare retirees. This section tells you about these rules, including: • How UMP Classic and Medicare work together. • What UMP Classic covers that Medicare does not cover. • What your choices for providers are. • How billing works. • How your prescription drug coverage works. • Where to go for more information. To enroll in PEBB retiree insurance coverage, retirees and their eligible dependents who are eligible for Medicare are required to enroll in Medicare Part A and Part B. If a retiree or an enrolled dependent becomes eligible for Medicare after enrollment in UMP, they must enroll in Medicare Part A and Part B. Enrollment in Medicare Part A and Part B must be maintained to remain enrolled in a PEBB retiree health plan. You may not enroll in a Medicare Part D drug plan and be covered by UMP. Your monthly premiums will be lower because Medicare pays part of your medical costs. Be sure to tell Medicare you are enrolled in UMP so that they send us your claims after Medicare processes them. If you are retired but you or an eligible dependent are not yet eligible to enroll in Medicare Part A and Part B, this section does not apply to you. If you think you might be eligible for Medicare and need information on how to sign up, see the “Medicare eligibility and enrollment” section. 2024 UMP Classic (PEBB) Certificate of Coverage 127