2023 Benefits Guide Medical Plans WestCareoffers 3 medical plans through BRMS/Anthem Network with the following features: • Option to receive care from in-network or out-of-network providers; higher benefits are paid when using in-network Anthem providers. • Preventive care is covered at 100% when using an in- networkprovider. • Includes prescription drug coverage. • Deductibles and out-of-pocket maximums accumulate on a plan year which runs January 1 through December 31. • If you enroll in the Base Plan with HSA or Buy-Up Plan with HSA, you can open and contribute to a Health Savings Account (HSA) to help cover some of your medical plan costs (please see page 14 for more about HSAs). • For a comparison of the plans, please refer to the Medical Plans Comparison Chart. Specific benefit levels and limitations can be found in the plan summaries and Summary of Benefits and Coverage (SBC). Finding In-Network Providers To search for in-network medical providers, log onto anthem.com/ca and log in . If you are a health plan member, select the “Find a Doctor” option in the upper-right corner. If you are not a health plan member, after selecting “Find a Doctor,” select Access to Your Claims “Search as a Guest” and click “Continue.” Information • Chose “Medical” for type of care After you are enrolled in a WestCaremedical plan, log onto www.myhealthbenefits.comand • Select “California” as state, regardless of location register to access self-service tools and resources to help manage your medical • Click on “Medical –Employer Sponsored,” benefits. then “Blue Cross PPO (Prudent Buyer) – Large Group” Narrow your search further by using zip code, provider name, specialty or other available options. 7 WestCare