2023 Benefits Guide How To Save $$$! When Using Your Medical and Prescription Plans Telehealth Use In-Network Doctors By using in-network doctors, clinics, hospitals and pharmacies, you pay the lowest cost for care. When you visit out-of-network doctors, our health plan covers less of the cost. Choose the Right Type of Care When you need care, know your options. Urgent care Use Optum Rx centers, Teladoc online doctor visits or a visit to your Through Optum Rx, you will use network pharmacies to doctor’s office can help save time and money. obtain your prescriptions. To locate participating Use freestanding imaging centers for MRIs, CT scans pharmacies near you, visit www.optumrx.com or call (844) and other imaging. 568-2154. You can also save money by using your mail order pharmacy benefit and getting up to a 90-day supply Use Your Preventive Care for less than what you would pay through a retail Benefits pharmacy. And because shipping is free, you’ll also save on gas money! The Affordable Care Act requires that health plans cover certain in-network preventive services at no cost Ask Your Doctor for Generic Drugs to the member. As such, your medical plan covers preventive services at 100% when performed by an The next time you need a prescription, ask your doctor if it Anthem provider. Some covered services include: is appropriate to use a generic drug rather than a brand • Physicalexam name drug. Generic drugs contain the same active • Immunizations based on guidelines for ingredients, are identical in dose, form and administrative yourage method AND are less expensive than their brand name • Paptests counterparts. • Mammogram, based on guidelines for yourage If you must take a brand name drug, ask your doctor for • Colonoscopy, based on guidelines for samples or coupons. Also check the drug manufacturer’s yourage website for available rebates and discounts. • Prostate cancer screening, based on guidelines for yourage • Tests for cholesterol and bloodpressure 19 WestCare