FREQUENTLY ASKED QUESTIONS 1. What is Open Enrollment? 8. What happens if I miss the Open The Open Enrollment period is the time each year when all Enrollment period or if I fail to enroll employees can enroll in benefts coverage or change their during my frst 60 days of employment current benefts coverage for the upcoming calendar year. as a new hire? 2. What are the Open Enrollment dates If you have not previously been enrolled in health coverage this year? through CSU and have not provided proof of other coverage, The Open Enrollment period for benefts is September 18, 2023 HIPAA offers two provisions—Special Enrollment and Late through October 13, 2023. Enrollment—for employees and their eligible family members to enroll in a CalPERS health plan outside of the initial enrollment 3. Who is eligible to participate? period and the Open Enrollment period. Active employees with appointments that exceed six months Special enrollment must be requested within 60 calendar and one day, with a time base of at least .50. days of one of the following qualifying events: Academic-year lecturers and coaches are eligible for benefts • Loss of other non-CalPERS coverage. if appointed for a minimum of one semester or two consecutive • Marriage/registered domestic partnership. quarters with a time base of .40 or greater. • Birth/adoption. Employees who do not meet eligibility requirements listed above • Court-ordered coverage. may qualify for health care under the Affordable Care Act (ACA). • Divorce/termination of registered domestic partnership. Employees who do not meet the eligibility criteria above may still be Late enrollment allows an employee to request enrollment if they eligible to enroll in many of the voluntary plans (HCRA, DCRA, auto, declined or canceled enrollment for themselves or their eligible home and renters insurance, pet insurance, the legal plan, or the dependents, and the special enrollment exceptions do not apply. 401(k), 457 and 403(b) plans). Late enrollment is applied as follows: 4. Do all current eligible employees need • A 90-day waiting period is required. to enroll or re-enroll for benefts during • The effective date of enrollment will be the frst of Open Enrollment? the month following the 90-day waiting period after required documentation has been provided to the Your current benefts elections (except for dependent care and campus benefts offce. health care reimbursement accounts) will roll over to the 2024 Employees on leave of absence during Open Enrollment may plan year. You must re-enroll in the fexible spending accounts change plans and add/delete dependents. Employees who do every year. not change plans and add/delete dependents during the Open Enrollment period may do so within 60 days of the date they 5. What is a fexible spending account? return to regular pay status. Flexible Spending Accounts (FSAs) allow you to set aside 9. Who do I contact with money—tax-free—then use that money when you have certain additional questions? everyday expenses, such as costs related to child care and health care. CSU offers you two FSAs: The Healthcare Reimbursement Please direct any questions to your campus benefts offce. Account and the Dependent Care Reimbursement Account. You must enroll (or re-enroll) in the fexible spending accounts annually to participate. 6. What is the effective date of my new beneft choices? The new beneft choices are effective January 1, 2024. 7. How do I fnd out if my doctor participates in CalPERS health plans? Visit calpers.ca.gov to access the Health Plan Search by ZIP Code tool to fnd doctors or medical groups in your search. Information is subject to change on a weekly basis. Before making any plan changes, contact the doctor or health plan to confrm availability. 17