2022 Employee Benefit Guide This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract. Coverage Carrier Medical Empire BlueCross BlueShield of New York XYZ COMPANY provides an array of benefits that can help you enjoy increased well - being, deal with an unexpected illness or accident, build and protect your financial security, balance your personal and professional life and meet everyday needs . These benefits are affordable, comprehensive and competitive . The table below summarizes the benefits available to eligible staff and their dependents . These benefits are described in greater detail in this booklet . B E NE F I T S A T - A - G L A NC E ELIGIBIL ITY Benefits f or 2022 Overview of Benefits Programs 5