69 Sustainability Report 2021 Inclusive Growth | Defining and Executing on Our Strategy Power of Data Data can help to provide critical information to not only identify financing and knowledge gaps in need of further investment but also to empower companies and their customers to make informed decisions and act on new insights. Esusu Esusu, a leading financial technology company, reports on-time rental payments data to credit bureaus on behalf of landlords, with the aim of helping renters access a meaningful credit-building opportunity. Our partnership began in 2019, when we funded a pilot rent-reporting program implemented by Esusu and the Credit Builders Alliance demonstrating how rent reporting can improve credit scores. In 2021, we expanded our partnership, extending Esusu’s rent-reporting data opportunity to thousands of residents in Goldman Sachs properties nationwide. Nova Credit Nova Credit, a portfolio company of a firm with whom clients of Imprint have invested, is a borderless credit bureau that helps newcomers to the US apply for financial services using their international credit histories from countries that include Australia, Brazil, Canada, India, Mexico, Nigeria, South Korea, and the UK. Historically, American underwriters have been unable to access international credit data, thus rendering newcomers to the US “credit invisible” upon arrival, which often prevents them from accomplishing basic tasks, such as securing an apartment lease, cell phone plan, credit card, or student loan. JUST Muni Racial Equity Framework In an effort to evaluate more municipalities for racial equity practices, Goldman Sachs joined JUST Capital to develop a municipal racial equity engagement framework. Goldman Sachs and JUST Capital, along with BlackRock, Lord Abbett, Morgan Stanley Investment Management, and Vanguard, worked together to initiate an open, constructive, and voluntary dialogue with municipal issuers on critical issues surrounding racial equity and inclusion. The framework’s long-term goal is to build a broad partnership that includes municipal issuers, asset managers, and underwriters and improves transparency in a segment of the market where disclosure has been historically limited. Leveraging Machine Learning to Determine Long-term Growth We believe that companies that can effectively attract, deploy, and retain high-quality employees are better positioned for long-term growth. Our Quantitative Equity business deploys Natural Language Processing (NLP) techniques to extract insights from the written portions of employee reviews on Glassdoor, in addition to analyzing the numerical ratings. Our NLP algorithms treat each word, or set of words, in a review as a unique variable and then seek to identify which variables are best distinguished between positive and negative reviews. This approach enables us to use employee satisfaction data to determine the long-term growth potential of a business. 4 “Credit is the building block of financial stability, opportunity, and resiliency in this country. Esusu and Goldman Sachs are working together to help renters access the same credit-building benefits that homeowners have utilized for generations. This partnership, our first with a major financial institution, is groundbreaking for us because we can scale across the Goldman Sachs real estate investment portfolio and its extensive housing footprint while advocating for our shared commitment to removing systemic housing inequalities that negatively impact the financial well- being of under-resourced communities.” ABBEY WEMIMO AND SAMIR GOEL Co-founders, Esusu INCLUSIVE GROWTH