Extra support if you are dealing with mental health issues Experiencing a mental health issue does not mean that you are unable to manage your money or deal with your debts, but sometimes it can make it more difficult. See our Debt and mental health fact sheet for information on how to deal with your debts when experiencing mental health issues. It also discusses how making your creditors aware of your situation could help with negotiations. This is because many creditors will have guidelines that they should follow for clients who need extra support. Or, if you would like to discuss your situation with one of our advisers, contact us for advice. We can tailor our advice to suit your circumstances. We can also let you know if there are other organisations that can offer you different types of support. Any information you give will be treated confidentially. Other help to deal with your debts Most people can deal with their debts themselves. However, in some circumstances, you may feel that sitting down and talking to someone about your situation would help. This could be because you want someone to check your credit agreement or look over forms that you are sending to the court. Sometimes, because of your particular situation, you may want someone to deal with your creditors for you. If this is the case, contact your local branch of Citizens Advice and ask whether they can help you. To find your local branch, go to www.citizensadvice.org.uk and do a postcode search. Page 7