Calculate Your Premium How to calculate your Employee supplemental life and AD&D insurance monthly cost: Example: 40-year-old non-tobacco users applying for $200,000 of coverage. Steps Example Calculate for yourself A. Find your *age-based rate in the chart above: $ 0.067 $ $ B. Choose how much coverage you are applying for: $200,000 200 C. Divide that coverage amount by 1,000 ($200,000 ÷ 1,000) $ D. Multiply A x C for estimated Monthly Cost: $13.40 ($0.067 x 200) $ Repeat steps B-D above to determine the cost for supplemental AD&D coverage. *based on your age of December 31 of the prior year Monthly Cost for Supplemental AD&D Insurance Supplemental Coverage Monthly Cost Per $1,000 of Coverage Employee $0.019 Dependent Spouse/State-Registered Domestic Partner $0.019 Dependent Child $0.016 SM MetLife Advantages Your plan(s) includes access to MetLife AdvantagesSM—a comprehensive suite of valuable services for support, planning and protection when you need it most at no cost to you. Services include: 1 Will Preparation Services Offers you and your spouse or state-registered domestic partner unlimited face-to-face or telephone meetings with an attorney from MetLife Legal Plans’ network of over 18,500 participating attorneys, to prepare or update a will, living will, and Power of Attorney. Call 1-800-821- 6400 and a Client Service Representative will assist you. 1 Estate Resolution Services Estate representatives and beneficiaries may receive unlimited face-to-face legal assistance with probating your and your spouse’s or state- registered domestic partner’s estates. Beneficiaries can also consult an attorney, from MetLife Legal Plans’ network of more than 18,500 participating attorneys, for general questions about the probate process. 2 WillsCenter.com Employees and spouses or state-registered domestic partners have access to WillsCenter.com, an online document service to prepare and update a will, living will, power of attorney, funeral directive, memorandum of wishes or HIPAA authorization form in a secure 24/7 environment at no additional cost. This service is available with all life coverages. Log on to the willscenter.com website to register as a new user. 3 Funeral Discounts and Planning Services As a MetLife group life policyholder, you and your family may have access to funeral discounts, planning and support to help honor a loved one’s life — at no additional cost to you. Dignity Memorial provides you and your loved ones access to discounts of up to 10% off of funeral, cremation and cemetery services through the largest network of funeral homes and cemeteries in the United States. When using a Dignity Memorial Network you have access to convenient planning services — either online at the finalwishesplanning.com website, or by calling 1- 866-853-0954 to help make final wishes easier to manage. You also have access to assistance from compassionate funeral planning experts to help guide you. 4 Grief Counseling Provides you and your dependents up to five private counseling sessions, in-person or by phone, with a professional grief counselor— per event—to help cope with a loss, no matter the circumstances, whether it’s a death, an illness or divorce. You can access these services by calling 1-888-319-7819 or log on to www.metlife.gc.lifeworks.com (Username: metlifeassist; Password: support).