CLOSING PREPARATION TO-DO LIST Review Your Closing Disclosure Carefully check the loan terms, interest rate, monthly payments, and closing costs. Contact your lender with any questions. Secure Homeowners Insurance Obtain a policy that meets lender requirements and ensures your property is protected from day one. Confirm Title & Escrow Details Ensure the title search is complete and title insurance is in place to protect against future ownership disputes. Schedule a Final Walkthrough Inspect the home one last time to verify its condition, confirm repairs are completed, and ensure everything is as agreed upon. Transfer Utilities & Services Set up electricity, water, gas, internet, and any other essential services in your name before moving in. Prepare Your Funds for Closing Arrange for a wire transfer or cashier’s check to cover your down payment and closing costs as specified in your Closing Disclosure.