CLOSING PREPARATION PHASE As you approach the final steps of homeownership, the Closing Preparation Phase ensures everything is in order for a smooth transaction. At NovaKey Realty, we help buyers navigate this stage with confidence and clarity. During this phase, final loan approval is secured, ensuring all financial documents are complete and ready for closing. The lender will issue a Closing Disclosure, detailing your loan terms, monthly payments, and closing costs. Buyers should review this carefully and address any questions with their lender or real estate agent.