2021 SUSTAINABILITY HIGHLIGHT REPORT: Forward As One ENVIRONMENT 11 In 2021, we achieved 100% renewable energy use across our offices in the U.S. and abroad through self-generation, RECs and carbon credits. OUR SUSTAINABILITY EFFORTS Highlights include: • Consolidating our real estate footprint, which will result in a reduction of more than 1,800 metric tons of GHGe annually. • Converting our headquarters campus from steam to hydronic heating, which will reduce our annual GHGe by 1,200 metric tons when completed in 2022. • Replacing the main Tower escalator with stairs at our headquarters campus in Hartford, Connecticut. This action yielded savings of nearly 12 metric tons of carbon emissions. Wooden steps were chosen instead of granite (which create more emissions to produce). The new stairwell also contributes to our well- being goals. RESPONSIBLE PRODUCT OFFERINGS Our comprehensive suite of products and services is designed to help protect our customers as well as encourage health, safety and environmentally responsible actions and behaviors Some of the ways we incentivize responsible behavior include: • Offering insurance premium discounts on hybrid or electric cars, encouraging customers to purchase these vehicles and reduce emissions • Offering a Green Rebuilding endorsement which provides coverage for the repair or replacement of property after a covered loss with an equivalent material or product that is considered a green alternative • Insuring charging stations and solar panels as part of our property insurance policies • Within our commercial lines business, we are helping our customers deploy water flow and pressure monitoring solutions to detect leaks and conserve water Read more about our responsible product offerings in our SASB report ADDITIONAL ACTIONS AND RECOGNITIONS OF RESPONSIBLE ENVIRONMENTAL ACTIVITY • Ranked #51 on the Green Power Partnership Fortune 500 Partners List • Signed a public letter to President Biden in support of a strong 2030 U S climate target pursuant to the Paris Agreement in early 2021 • Earned "Gold" certification for "Leadership in Energy and Environmental Design" per the LEED rating system as created and maintained by the U S Green Building Council in 2020 for a building on our home office campus • Published our first Task Force on Climate Related Financial Disclosure (TCFD) report in 2020 • Assumed membership of ClimateWise in 2019 • Our Climate Change Statement aligns with the 5th Assessment of the Intergovernmental Panel on Climate Change (IPCC) and was updated in 2019 to reflect current policy • Received Climate Leadership Awards for Excellence in Greenhouse Gas Management: Goal Setting and Goal Achievement in 2018
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