Our Commitment in Action Accountability and Transparency in Meeting Our Commitment We are holding ourselves accountable to achieving our Racial Equity Commitment. To that end, we have established a robust THE ASBERRY AT BARRY FARM reporting and governance process to track our commitments and will continue to publicly share our progress. JPMorgan Chase provided a $32.3 million construction loan and $9.5 million of long-term fnancing toward the con- The Firm’s Community Impact Team is responsible for program-wide oversight and governance of the Racial Equity Commitment. struction of The Asberry, a mixed-use building with 108 age-restricted afordable housing units at Barry Farm in Our lines of business, each of which is responsible for its commitment results and adherence to its governance framework, are 2022. Barry Farm is a historic community in Washington D.C., that was established in 1867 for formerly enslaved accountable to both their respective Chief Executive Ofcer ("CEO") and the Community Impact Team. The Community Impact Black Americans to own land after the Civil War. The Asberry is expected to be completed in 2024 and represents a Team partners with market business leaders to deliver resources and activations at the local level. These market business lead- redevelopment that will help a community thrive. ers include CEOs from each line of business and senior executives from applicable corporate functions. This is done in coordina- INTRODUCTION JPMorgan Chase’s loans to Barry Farm are an example of the incremental fnancing to support the construction tion with the Firm's Public Engagement team, which connects with external stakeholders, including civil rights organizations, and rehabilitation of afordable housing across the United States. consumer policy groups, nonproft organizations, civic leaders, trade associations, and diverse chambers of commerce for ENVIRONMENTAL opportunities to collaborate. The Public Responsibility Committee of the JPMorgan Chase Board of Directors provides oversight of this work and is briefed on SOCIAL A PHILADELPHIAN BECOMES A FAMILY’S FIRST HOMEOWNER the Firm’s progress. At an event in Philadelphia, a JPMorgan Chase Community Manager helped connect a retiring landlord and a Black In 2022, to reinforce the Firm’s commitment to transparency, JPMorgan Chase retained an independent accountant to perform Feature: Our Racial Equity frst-time homebuyer. an independent attestation examination of the reported progress toward the Racial Equity Commitment. The decision to retain Commitment With guidance from his JPMorgan Chase Community Home Lending Advisor, the buyer learned he qualifed for two an independent accountant was made following engagement with shareholders and was informed through the frm’s ongoing Inclusive Growth engagement with external civil rights and economic justice advisors. The Public Responsibility Committee of the JPMC Board of grants, a $15,000 grant from Neighborhood LIFT and the $5,000 homebuying grant, for purchasing in an under- Diversity, Equity and Inclusion served community. With these grants, the homebuyer closed on the unit in December 2022, becoming the frst Directors provided oversight of the attestation engagement. The attestation examination was performed in accordance with the Human Capital homeowner in his family. The Firm is leaning on its resources—its presence in branches, its community-focused standards established by the American Institute of Certifed Public Accountants. Their report includes an unqualifed opinion that workforce, its grants, and more—to expand access to afordable homeownership and help reduce the homeowner- management’s assertion regarding progress in disbursed and/or committed dollars and progress in units toward the Firm’s GOVERNANCE ship gap for Black, Hispanic and Latino households. Racial Equity Commitment is fairly stated, in all material respects; please see the 2022 Racial Equity Commitment Audit Report. The preparation for and completion of the independent third-party attestation examination has been a valuable process that will APPENDICES enhance future reporting. As we execute on our commitment, we will continue to report against our progress publicly. ALPHA COMPANY MARKETING AND MEDIA LLC JPMorgan Chase provides a range of development and collaboration opportunities for qualifed diverse businesses from historically underrepresented groups. In 2022, JPMorgan Chase helped Alpha Company Marketing and Media LLC, a bilingual digital marketing company, grow its business through its Chase minority-owned business mentorship program. The Houston-based, Latino-owned company gained eight business certifcations and acceptance into JPMorgan Chase’s Supplier Diversity Network. As a result of the Firm’s Mentorship Program, Alpha Company Market- ing and Media LLC reported growth in their client portfolio that resulted in increased revenues. 28