Strategic Shareholder Climate and Risk Financial Financial Barclays PLC 105 report information sustainability report Governance review review statements Annual Report 2022 Implementing our Climate Strategy (continued) TCFD Strategy Recommendation (b) | Strategic Pillar 3 The transition to a low-carbon economy requires Entrepreneur and Climate FinTech financing to scale the start-up businesses that innovation programmes Tackling climate change is one of the defining issues of our lifetime. provide the technologies needed to reduce For the fintech sector, this creates opportunities for innovative, fast-growth companies that are emissions. Fintech is an important driver to the Barclays is finding new ways to collaborate with developing financial technology in supporting the transition to a low-carbon economy. commercialisation of climate-focused innovative start-ups, bringing new ideas to life technology for mass market adoption. and enabling sustainable growth, supporting Barclays Rise publishes FinTech Insights from Barclays Rise individuals, businesses, communities and the + across the world. Further details can be found at: rise.barclays/news/reports/ wider economy. Rise, Barclays' global fintech platform, seeks to create, explore and support new business Barclays' open financial technology (fintech) models and ideas in the latest fintech trends, innovation strategy is focused on sourcing ideas, including climate fintech. Since 2015, Rise has technology and talent outside the bank and focused on building a global community of the supporting its adoption and dissemination within best minds in fintech to disrupt, challenge and Barclays. Our wider programme of fintech confront the way things are done in our industry. initiatives includes, among other things, support for fintechs in-line with Barclays' Climate Barclays Rise Start-Up Academy Strategy and societal goals. The Start-Up Academy helps create future fintechs, supporting emerging founders to Strategic initiatives transition their idea into minimum viable Initiative Goal propositions. A special edition was launched in Rise Start-Up 750 founders supported 2022 to support the increased talent in the by the end of 2025 Academy market due to layoffs across the tech sector. The history of innovation has shown some of the Rise Growth 50 fintechs supported by the end of 2025 most successful new companies are built during Academy a market downturn. Female Innovators Deploy $30m capital into Barclays Rise Growth Academy female fintechs Lab Fund Barclays Female Innovators Lab Fund Further details on Barclays Female Innovators Lab can be The Growth Academy helps scale strategically + FinTech Venture 6 new ventures launched found at: home.barclays/who-we-are/innovation/female- The Female Innovators Lab Fund is a US, UK and relevant fintechs and transition their founders innovators-lab-/ by the end of 2027 Studio Europe-based studio and fund co-created by into CEOs with a 10 week, digital first curriculum Barclays and Anthemis, and backed by Aviva. The In 2023, aim to provide: with coaching, MD mentorship and access to a • 1500 mentorship hours iWarranty, supported by the Female Lab’s mission is to identify female founders at the Eagle Labs community. Participants may also be considered Innovators Lab Fund, is digitising end to idea stage of their journey and match them with • 18 Growth Programmes for a potential strategic investment. end warranties to reduce electrical waste the resources and mentorship required to develop Support 250 businesses Further details on Barclays Rise and its programmes can be Responding to new EU legislation and the a company and bring it to its first round of Unreasonable + solving social and found at: rise.barclays/ sustainability challenge to ensure appliances fundraising. environmental challenges Impact can be repaired for up to 10 years to reduce by the end of 2022 Anthemis’ record as early-stage fintech investors the mountain of electrical waste, iWarranty and venture builders, coupled with the resources Further details on Barclays Innovation can be found at: is digitising the end-to-end warranty market + home.barclays/who-we-are/innovation/ and global footprint of Barclays, makes this an as well as connecting consumers with local exceptional opportunity for prospective founders repair networks. to progress their business ideas. Participating start-ups will have access to Barclays’ fintech hub Rise, and Anthemis’ dedicated office spaces, with Further details on iWarranty can be found at: + iwarranty.co/ mentorship and networking opportunities.