ESG at Citi Sustainable Finance Climate Risk & Net Zero Sustainable Operations Building Equitable & Resilient Communities Talent & DEI Responsible Business Appendices GRI Content Index Sustainability Accounting Standards Board Index United Nations Global Compact Index United Nations Guiding Principles Reporting Framework Index The Principles for Responsible Banking Index Assurance The Principles for Responsible Banking Index (as of December 31, 2022) The Principles for Responsible Banking (PRB or the Principles) are a framework for signatory banks to use in aligning their strategy and practice with the Sustainable Development Goals (SDGs) and the Paris Climate Agreement (Paris Agreement). The Principles encourage a sustainable banking system and help the industry demonstrate how it makes a positive contribution to society. Citi is committed to responsible banking, and we continue our efforts to conduct business in a manner that is consistent with the intent of the Principles. The Principles for Responsible Banking Reporting and Self-Assessment Template (the PRB Template) outlines reporting requirements for PRB signatories. Citi prepared and presented the following PRB Template as of December 31, 2022, as discussed in the PRB Reporting and Self-Assessment Template Supplement on page 122. Reporting and Self-Assessment Requirements Response Links and References Principle 1: Alignment We will align our business strategy to be consistent with and contribute to individuals’ needs and society’s goals, as expressed in the SDGs, the Paris Agreement and relevant national and regional frameworks. Business Model Describe (high-level) your bank’s business model, Citigroup (Citi, the company) is a global diversified financial services holding company whose businesses provide External References including the main customer segments served, types of products and consumers, corporations, governments and institutions with a broad range of financial products and services, including • About Citi services provided, the main sectors and types of activities across the consumer banking and credit, corporate and investment banking, securities brokerage, trade and securities services • Citi Businesses main geographies in which your bank operates or provides products and wealth management. Citi has approximately 200 million customer accounts and does business and services. Please also quantify the information by disclosing e.g. in nearly 160 countries and jurisdictions. • Global Presence the distribution of your bank’s portfolio (%) in terms of geographies, • 2022 10-K, pages 1-6 segments (i.e. by balance sheet and/or off-balance sheet) or by Citigroup is managed pursuant to three operating segments: Institutional Clients Group (ICG), Personal Banking and disclosing the number of customers and clients served. Wealth Management (PBWM) and Legacy Franchises. Activities not assigned to the operating segments are included in Corporate/Other. For more details on specific businesses under these segments and the regions served, please see pages 1 to 6 in our 2022 10-K. Strategy alignment Does your corporate strategy identify and reflect sustainability as strategic priority/ies for your bank? Yes No Please describe how your bank has aligned and/or is planning to align its strategy to be consistent with the Sustainable Development Goals (SDGs), the Paris Climate Agreement, and relevant national and regional frameworks. Does your bank also reference any of the following frameworks or sustainability regulatory reporting requirements in its strategic priorities or policies to implement these? UN Guiding Principles on Business and Human Rights Any applicable regulatory reporting requirements on environmental risk assessments, e.g. International Labour Organization fundamental conventions on climate risk - please specify which ones: UN Global Compact Any applicable regulatory reporting requirements on social risk assessments, e.g. on modern UN Declaration on the Rights of Indigenous Peoples slavery - please specify which ones: U.K. and Australian Modern Slavery Acts None of the above Citi 2022 ESG Report Page 107