ESG at Citi Sustainable Finance Climate Risk & Net Zero Sustainable Operations Building Equitable & Resilient Communities Talent & DEI Responsible Business Appendices About This Report This report illustrates how we bring our We are committed to transparency in ESG mission of enabling growth and economic reporting, and we are working to continually progress to life through our business. We improve our reporting as industry best focus on issues that we have determined practices evolve. We have redesigned and to be of material1 importance from an streamlined our ESG report this year to help environmental, social and governance stakeholders identify the most decision- (ESG) perspective, which is a broader useful information, while maintaining standard than that used in our financial consistency and transparency in our disclosures. For more information, see year-over-year data. A Note on Materiality and Forward- Looking Statements. All reporting and performance data are limited to information for the owned and When preparing this report, we referenced operated facilities of Citigroup Inc. and the Global Reporting Initiative Universal its subsidiaries, unless stated otherwise. Standards, the Task Force on Climate- Additional information about Citi can be related Financial Disclosures framework, found on our website. For more information relevant sector standards from the on ESG at Citi, please visit citigroup.com/ Sustainability Accounting Standards Board, citi/about/esg/ or contact: the Principles for Responsible Banking Enterprise Services and Public Affairs and the UN Guiding Principles on Business Citigroup Inc. and Human Rights framework (see related 388 Greenwich St. indexes). This report complements New York, NY 10013 information published in our 2022 Annual [email protected] Report, our 2022 Task Force on Climate- related Financial Disclosures Report: Citi 2022 Environmental, Social and Citi’s Approach to Climate Change and Governance Report v1.3, September 2023 Net Zero and our Environmental and Social Policy Framework. 1 Refer to Our Material ESG Issues for our definition of material issues in the context of this report. Citi 2022 ESG Report Page 2