COBRA Enrollment & Benefit Highlights What To Know For 2024 The health and financial security of our employees is important to us. Our benefits program provides a variety of plans that can enhance the lives of you and your family – both now and in the future. As an eligible employee, you will be asked to make decisions about the employee benefits described in this booklet. This guide provides information to enable you to effectively enroll in your benefits. Take time to carefully read the guide and use the available resources to ensure you make decisions that are right for you and your family. The annual Open Enrollment period is the only time during the year that you are eligible to make benefit plan changes, without a qualifying life event (marriage, birth, divorce, death, loss of other coverage, etc.). November 1 – November 15, is the annual open enrollment period for 2024 and any changes made during open enrollment will be effective January 1 - December 31, 2024. • IRS mandated $3200 minimum deductible for embedded HSA plans. Deductible for HSA Buy-Up plan is increasing. Medical • Addition of premiums for Surest PPO plan. • Deductible is reset for 2024 calendar year. Plan • UMR remains HSA medical plan administrator with Surest as a new PPO plan option for January 1, 2024. • Epiphany pharmacy benefits manager for UMR plans • Navitus pharmacy benefit manager for Surest plan. Dental • No plan design changes. Plan • No employee premium changes. • Delta Dental remains dental carrier. Vision • No plan design changes Plan • Slight increase to COBRA premium • Guardian remains vision carrier Page 2 | ACME | Plan Year 2024 Open Enrollment This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.