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Hold action on your account sample letter Use this letter to ask all your creditors to hold action while you get some advice. You can use this sample letter to contact all of your creditors. You can either:  write out this letter onto fresh paper;  photocopy the blank copy in the pocket at the end of the guide and fill in your details; or  fill in our letter online. Go to www.nationaldebtline.org and click on Sample letters. Remember to keep a copy of any letters you send. Add your address here Add the creditor’s name and address here Add the date here Add the account number for Dear Sir or Madam your debt here (find it in the Account number: letter from your creditor) I am writing to tell you that I am getting advice and help with my current financial difficulties. Because of this, I would appreciate it if you could hold action on the above account for at least 30 days to give me the breathing space I need to do a budget sheet and work out the best way to deal with my debts. Also, if you are adding interest or other charges to the account, I would be grateful if you would freeze these during this period, so that my debt does not get any bigger. I will contact you again as soon as possible with further details of my financial situation and my proposals for repaying my creditors. I look forward to hearing from you as soon as possible. Add your signature here Yours faithfully and print your name in capitals underneath it Page 6

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