VOLUNTARY BENEFITS S Even with medical insurance, you Voluntary Benefits: T could still be subject to unexpected I out-of-pocket expenses in the form • Critical Illness of copays, deductible, and & coinsurance. Voluntary Benefits • Accident provide lump sum payments to be • Tuition Reimbursement used towards your health care BENEF expenses, or however you see fit. ARY UNT NAL LUCKY YOU! L O Your employer offers a I handful of non traditional T benefits to support you VO and your family as you juggle life's demands. Hover over the icons ADDI to learn more about your options. The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlying plan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlying insurance documents will govern in all cases.