072 073 have it delivered to your door via drones or robots (pizza, online shopping etc.), Order groceries/household products and pay for them from your home appliances | Order groceries / home goods, and pay for them from your home appliances (refrigerator, TV, Washing machine, etc.), Get a credit on your card when you reach a health goal that's tracked INTEREST IN INTEREST IN on a wearable fitness monitoring device, Park and the parking meter will auto-fill until you leave, Use mobile wallet to INNOVATIVE IOT METHODS withdraw cash from ATM, Use public transit and your phone will auto-pay for your rides. METHODS (E02) Payments and the Internet of Things: How Will This Space Mature 042 Innovation Readiness Eddy, Nathan. “Gartner: 21 Billion IoT Devices To Invade By 2020.” InformationWeek, 11 Nov. 2015, 11:05 AM, www. Inputs and Assignments 2.0 Digital/Mobile Wallets Get a credit on your card when informationweek.com/mobile/mobile-devices/gartner-21-billion-iot-devices-to-invade-by-2020/d/d-id/1323081 Peer-to-Peer payments you reach a health goal that’s Continue from page 25. tracked on a wearable fitness B.7 Mobile Banking Transactions 044 Graph B.1 Each respondent Prepaid reloadable cards monitoring device And what banking activities do you perform using any of your banks’ mobile apps? gets a weighted average for Contactless with card Use public transit and your phone each question based on T3B Contactless via phone will auto-pay for your rides scores. Then their scores for B.8 Triggers to use new payments methods 045 each question are averaged to get a respondent-level 3.0 Wearables Order groceries / home goods, and pay for them from your home Below you will see various statements that others made about using innovative payment and banking methods. score. Respondent scores are Biometrics appliances (refrigerator, TV, Washing machine, etc.) Please think about how much these would influence your decision to use each innovative payment and banking averaged to get a country or Order and pay for the delivery of food/drinks to a certain location subgroup score. Crypto currency from your car (coffee, meals, etc.); this could be using the car’s methods, and select all answers that apply to you personally. Implants digital system or using wearables If I trust in the protection of my privacy and personal data, If it saves me time, If it offers something significantly Order food or shop online and have it delivered to your door via better than existing alternatives I am aware of, If I am confident that it always does what I want it to do, If I already drones or robots (pizza, online shopping etc.) Park and the parking meter will auto-fill until you leave have the infrastructure to support the new technology, If I trust the brands that promote it, If a sufficient level of Park your car at a gas pump and have it automatically fill up and pay service and support is available, If it meets a need I have that is currently unmet, If learning how to use it properly Use mobile wallet to withdraw cash from ATM doesn't take too much effort, If I know more about how it works, If I come across an attractive promotion offer, If I read and hear a lot of good things about it, If I find it exciting to try out, If people I know love it, None of the above would make me more likely to use it B.9 Security Stated & Derived Importance 046 Please select the statements that best match the brands, you are free to choose all statements that apply for each A consumer centric 35 brand concerning new ways of paying for products and services. approach to payments 30 B03, Please use the following scale to describe your preference to use each of these brands for financial transactions: Continue from page 49. Graph B.12 25 [(1) I prefer to never use this brand, (2) I prefer another brand, but use this occasionally, (3) Is one of many brands Consumer sentiment toward banks versus today’s tech giants 20 I use, (4) Is my preferred brand, but I also use others, (5) Is the one brand I prefer to use, whenever possible] Since 15 we’re looking at rankings, need to point out that in 2015 there were only 16 attributes in the list of needs; in 2017, there are 18 attributes in the list. In the 2015 data, not all 16 countries are included. 10 Digital g n i v 5 o B.10 Consumer sentiment toward banks versus today’s tech giants 049 Physcial L Please think about the following brands as they relate to making digital payments (online, mobile, app, contactless, 0 Facebook Apple Google Amazon Paypal Banks etc.). How would you describe your relationship with each of the following brands? 0 l Full List of Choices: Google, Apple, Visa, Amazon, Banks, Facebook, PayPal, MasterCard, AmExpromotion offer, If I read a n 5 o i t c a and hear a lot of good things about it, If I find it exciting to try out, If people I know love it, None of the above would s n a 10 r make me more likely to use it. T 15 B.10 Electronic Payments Are Approaching “Peak Plastic” in Asia Pacific 050 20 Visa, YouGov (an international internet-based market research firm). Respondents: 10,500 adults in 13 countries in AP. 25 B.10 Fintech funding increases dramatically around the world 061 30 Crunchbase, www.crunchbase.com / Kite, https://www.getkite.co / Tracxn, https://tracxn.com 35 7 Lessons for Bringing Innovations into the Marketplace 069 40 Woodyard, Chris. “Tesla Says Model 3 Reservations Hit 325,000.” USA Today, Gannett Satellite Information Network, 8 Apr. 2016, 3:49 PM ET, www.usatoday.com/story/money/cars/2016/04/07/tesla-says-model-3-reservations- 45 hit-325000/82745324 50 55