Employee Benefits Brochure Template
LOGO Employee Benefits BROCHURE er f TEMPLATE 2025 of INSURANCE / MEDICAL PLANS / BENEFITS / ADDITIONAL BENEFITS
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2 EMPLOYEE BENEFITS / CONTENTS PAGE INSURANCE / MEDICAL PLANS / BENEFITS / ADDITIONAL BENEFITS
3 EMPLOYEE BENEFITS / CONTENTS PAGE Table of contents Overview 4 Updates 5 Eligibility 6 Changes 7 Terms 8 Medical Plan 9 Benefits 10
4 BENEFITS GUIDE / OVERVIEW PAGE Overview At [Your Company Name], we are committed to providing our ✔Various Options employees with comprehensive benefits that support your health, ✔Top-tier providers well-being, and financial future. This guide is designed to help you navigate and make the most of the benefits available to you. ✔Flexible plans How to use this guide: Navigate with Ease: Stay Updated: Interactive Features: Use the table of contents to Keep an eye out for updates and Take advantage of interactive quickly find the information elements throughout the announcements. We'll regularly you need. guide. Click on links, buttons, update the guide with the latest Simply click on a section title and tabs additional information resources to ensure to jump to that part of the information, resources, and you’re always informed. guide. tools. Contact information: Phone number: (090) 090-0909| (090) 090-0909 COMPANY NAME Call center: Address- 09090 Street (090) 090-0909 | (090) 090-0909 | (090) 090-0909 (090) 090-0909 [email protected]
5 EMPLOYEE BENEFITS / UPDATES PAGE Updates We recognize the importance of keeping up with industry trends and addressing the evolving needs of our employees, which is why we are always working to improve. The following changes will take effect at the beginning of the plan year on June 1: ✔ Expanded Telehealth Services: We have upgraded our telehealth offerings to provide greater access to virtual healthcare services, including more specialties and extended appointment hours. ✔ Wellness Program Enhancements: Our improved wellness program now includes additional resources and incentives to support your health and well-being journey, such as fitness challenges, nutrition counseling, and stress management workshops. ✔ Updated Coverage Options: We have introduced new coverage options to better meet the needs of our employees. These include enhanced dental and vision plans, as well as additional voluntary benefits like pet insurance and identity theft protection. JANUAR Y - JUNE
6 EMPLOYEE BENEFITS / ELIGIBILITY PAGE Overview↗ Updates↗ Changes↗ Terms↗ Full-time employees ✔ Retirees transitioning from ✔ the workforce Eligibility By familiarizing yourself with the Active council members ✔ eligibility requirements and enrollment procedures for insurance coverage, you can make well-informed choices about your healthcare benefits and guarantee Domestic partners ✗ access to vital medical services for yourself and your dependents. Dependents ✔ By learning how to modify your insurance coverage and thoughtfully evaluating your options, you can ensure that your insurance adapts to your changing healthcare needs and offers the protection necessary to maintain your health. Who is eligible? Eligible Life Events ✔ Enrollment Windows ✔ ✔ Plan Choices ✔ Benefits Coordinator ✔ Required Documentation CHECKLIST
7 EMPLOYEE BENEFITS / CHANGES PAGE Changes Adjusting your insurance coverage may become necessary due to various life events or changes in your healthcare needs. Here’s what you need to know when considering these changes: If you have any questions or need assistance with the enrollment process, do not hesitate to seek guidance from your employer’s When Can I benefits administrator or insurance representative. Make Changes? Changes to your insurance coverage can be driven by significant life events or shifts in your healthcare requirements. Understanding the process and evaluating Enrollment checklist your options thoroughly ensures your insurance adapts to your evolving needs Choose your plan ✔ and provides the necessary coverage to keep you healthy and protected. ✔ Determine contributions Familiarize yourself with the procedures ✔ Understand co-pays for making changes to your insurance coverage. Thoughtfully consider your ✔ Add dependents options to ensure your insurance continues to meet your healthcare ✔ Review coverages needs.
8 EMPLOYEE BENEFITS / TERMS PAGE Health insurance terms Deductible High Deductible The amount an insured individual must Health Plan (HDHP) pay out of pocket for covered healthcare services before their insurance plan starts vs. PPO plan to pay. A HDHP features a higher deductible compared to a traditional plan and is often paired with a Health Savings Account (HSA). A PPO plan offers a network Coinsurance of preferred providers with lower out-of-pocket costs, but usually comes with higher premiums. The percentage of costs for covered healthcare services that an insured individual is responsible for paying after the deductible has been met, typically split between the individual and the insurance company. In-network VS out-of network Out-of-pocket In-network refers to healthcare providers and facilities that have contracted with an maximum(OOP) insurance company to provide services at negotiated rates, while out-of-network refers The maximum amount of money an insured to providers and facilities that do not have individual is required to pay for covered contracts with the insurance company and healthcare services during a policy period, may result in higher out-of-pocket costs for after which the insurance company covers the insured individual. 100% of the remaining costs. Embedded deductible Non-embedded A deductible structure where individual and family deductibles are both embedded deductible within the family out-of-pocket maximum, meaning once the family out-of-pocket A deductible structure where each maximum is reached, all family members individual covered under the plan are covered at 100% even if individual has their own deductible, separate deductibles have not been met. from the family.
9 EMPLOYEE BENEFITS / PLAN PAGE Medical Plan Play explainer video How does my medical plan work? Deductible OOP Max* Coinsurance The costs you cover on The costs you share The costs covered by your own with the plan the plan
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10 EMPLOYEE BENEFITS / PLAN PAGE Access to In-Network Appointment Booking Telehealth Services Download our mobile app Benefits Medical Benefits Template
11 EMPLOYEE BENEFITS / BENEFITS PAGE Medical Benefits PPO Network Our PPO (Preferred Provider Organization) network includes a broad selection of healthcare providers who offer services to our insured members at negotiated rates. This network provides flexibility and choice, allowing members to seek care from both in-network and out-of-network providers. How We Can Help: Medical Network Claims Handling Plan Funds Our process ensures Allocated to cover eligible Includes hospitals, timely reimbursement medical expenses within clinics, physicians, for covered services. the network. and specialists. Find a doctor Manage your benefits Whether you're searching for a primary care This guide empowers you to take control of your physician, specialist, or urgent care center, benefits, make informed decisions about your our mobile app gives you access to a healthcare needs, and maximize your health comprehensive directory of healthcare savings. providers at your fingertips. Discover how our app can streamline your search for the perfect provider. ✔ Review Your Coverage ✔ Utilize Preventive Services ✔ Monitor Your Claims ✔ Download the App ✔ Maximize Health Savings ✔ Search and Filter Providers ✔ Stay Informed ✔ View Provider Profiles ✔ Book Appointments ✔ Access Telehealth Services | W W W . C O M CONTACT INFORMATION : 0 9 0 0 9 0 0 9 0 0 9
LOGO TE A BROCHURE TEMPL EMPLOYEE BENEFITS
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