2023 Benefits Guide Inside This Guide Welcome to your WestCare2023 Benefits! Welcome 2 Benefits Overview 3 It’s time to make your benefit decisions for 2023! Your Eligibility and Enrollment 4 effective date of coverage will be January 1, 2023 or the first of the month following 60 calendar days. Enrolling with the Paycom App 6 Medical Plans 7 Your needs, and those of your family, are unique to you. Medical Plan Options 9 That’s why WestCareprovides a comprehensive and flexible benefits program that you can customize to fit Where to Seek Care 12 your personal situation. Our program offers you and your Health Savings Account (HSA) 14 family important healthcare coverage and financial Flexible Spending Accounts (FSA) 17 security. Open enrollment is your yearly opportunity to Wellness Benefit Program 18 make any benefit changes for you and your family. Enrollment elections will be made online in Paycom. How to Save $$$! 19 Dental 20 Some of the benefits we offer are paid for in full by Vision 21 WestCare.For others,it is a shared contribution between you and the company. Other benefitsare also available to Life Insurance 22 you at reasonable group rates. All rates are in the Disability Insurance 23 benefits section of Paycom. Optional Protection Benefits 24 Your benefits are an important part of your total Additional Benefits 25 compensation at WestCare. Please take the time to 401(k) Retirement Savings Plan 29 review and evaluate all the options available to you and Resources / Contact Information 30 your family. Benefit Definitions 32 This guide is not intended to be a complete description of the insurance coverage offered, nor is it a binding contract. Controlling provisions are provided in each benefit plan policy. Should there be a difference between this guide and the official plan documents, the official plan documents will govern. More information about specific terms and conditions of each plan is included in the Summary Plan Description (SPD) and Summary of Benefits and Coverage (SBC). 2 WestCare