2023 Benefits Guide Benefits Overview • Basic Life/AD&D –New York Life • Life Assistance Program –New York Life • Telemedicine -Telehealth • Medical – BRMS with Anthem Network • Base Plan with HSA • Buy-Up Plan with HSA • PPO Plan ✓Plans include prescription drug coverage • Health Savings Account (HSA) –Optum • Dental–Delta Dental • Vision–Anthem Blue View • Voluntary Life and AD&D – New York Life • Short-Term and Long-Term Disability –New York Life • Flexible Spending Accounts (FSA) –BRMS General Purpose Healthcare FSA (not available for those enrolled in the HSA plans and who open an HSA) • Limited Purpose Healthcare FSA (for those enrolled in the HSA plans • Dependent Care FSA • Group Legal Insurance –MetLife Legal • Optional Protection Benefits (Accident, Hospital Indemnity, Cancer Care and Critical Illness Insurance) – MetLife • Identity Theft Protection –ID Watchdog 3 WestCare