ESG at Citi Sustainable Finance Climate Risk & Net Zero Sustainable Operations Building Equitable & Resilient Communities Talent & DEI Responsible Business Appendices Our Net Zero Commitment Our Approach to Managing Climate Risk Reducing Climate Risk in Our Financing Achieving Our Net Zero Targets The graphic below provides an update on our expected timeline and indicates the stages we will move through as we work toward achievement of our interim 2030 targets. We intend to use a combination of approaches, focused on the key areas outlined below. H1 H2 H1 H2 H1 H2 2025 2030 2022 2022 2023 2023 2024 2024 Onward Net Zero Metrics and Target Setting Assess targets for Agriculture, Aluminum, Aviation, Cement and Shipping loan portfolios Initiate facilitated emissions calculations for sectoral capital markets portfolios once PCAF methodology is finalized; target setting will be considered subsequently Client Engagement and Assessment Complete initial two-year client engagement and assessment process for Energy and Power Roll out Net Zero Review Template for the four new sectors, as 2030 targets are set ROLLOUT ONGOING Client engagement and assessment process for the four new sectors* ONGOING ASSESSMENT See page 29 for our Risk Management 2030 emissions reduction targets for the following sectors: Assess climate risk exposure across our lending portfolios and review client decarbonization Energy and transition progress Power Review and, as needed, update risk appetite thresholds ONGOING Auto Manufacturing Review and update ESRM Policy sectoral approaches as needed Commercial Real Estate Roll out Climate Risk Assessment & Scorecard for additional sectors ROLLOUT ONGOING Steel Thermal Coal Mining Climate Advisory and Transition Finance Support existing and new clean technologies to accelerate commercialization Transition advisory and finance, including debt and equity underwriting and lending Portfolio Management Active portfolio analysis and management to align with net zero targets, including consideration of client transition plans Public Policy and Regulatory Engagement Support enabling public policy and regulation where relevant * New sectors include Auto Manufacturing, Commercial Real Estate, Steel and Thermal Coal Mining. Citi 2022 ESG Report Page 27