Our Approach to Carbon Offsets Carbon offsets are an important tool that enable companies to support projects that reduce GHG emissions and, in many cases, create valuable social and community co-benefits. At JPMorgan Chase, we purchase offset credits to address emissions that we are unable to abate through efficiency improvements or other measures. We purchase offset credits that have been certified by accredited third parties, which means they are real, additional and independently verified. We also strive to source offset credits that are generated from projects located in areas where JPMorgan Chase has a presence, and that have additional co-benefits. Building Sustainability into Our New Headquarters JPMorgan Chase is currently constructing a new headquarters building to meet the needs of our workforce decades into the future. Reflecting the growing need for healthy and sustainable buildings, the 1,388- foot, 60-story skyscraper is expected to be Manhattan’s first all-electric tower with net zero operational emissions. The design also considers indoor air quality and aims to exceed the highest industry standards in sustainability, health and wellness. In order to strengthen and guide the design and construction process, we have aligned and plan to seek final certification to the Leadership in Energy and Environmental Design ("LEED") Platinum v4. During demolition, we recycled, reused or upcycled 97% of the materials from our previous building, exceeding the LEED Platinum requirement by over 20%. We also utilized flexible and adaptable design strategies to drive embodied carbon reductions by using innovative materials with lower carbon content, planning for circularity at end of life and placing an increased emphasis on minimizing waste. In addition to achieving net zero operational emissions, the new building plans to use several state-of-the-art technologies and systems to boost efficiencies, including: • Intelligent building technology that uses sensors, artificial intelligence ("AI") and machine learning systems to predict, respond and adapt to energy needs. • Advanced water storage and reuse systems to reduce water usage by more than 40% as compared to industry standard. • Triple pane glazing on the facade and automatic solar shades connected to heating, ventilation and air conditioning ("HVAC") systems for greater energy efficiency. The building is expected to contain many occupant health and well-being features, including: 10 • Doubling the amount of outside, fresh air and continuously monitoring air quality to improve the overall health and well- being of employees. • Bringing nature indoors through biophilic design, including wide use of natural plants and healthier furniture and building materials. • Bringing in 30% more daylight and using circadian lighting to minimize the effects of electric light and support a healthier indoor environment, as compared to industry standard. Hig h lights of our emissions reduction efforts in 2021 included the following: • Data center efficiency . Th e Firm continues to drive improvements across its data centers by shifting information technology load to newer, more efficient data centers. We also endeavor to share what we have learned with others. For instance, in October 2021, we joined the Low Carbon Patent Pledge, through which we will share several key patents related to how we efficiently cool and ventilate our data centers, with the aim of helping to speed the transition to low-carbon technology and energy sources. The Firm has long led the industry in terms of patenting intellectual property and works to deepen a culture of innovation across tech, business and operations Firmwide. • Solar expansion. We continue to expand on-site solar power at our corporate office buildings and retail branches across the U.S. As of December 31, 2021, we have added solar installations at nearly 300 retail branches in nine states including Arizona, California, Ohio and New York, among others. Our goal is to complete solar installations at approximately 400 additional branches plus 125 car - ports, totaling over 25 megawatts (MW) of solar capacity. We are also expanding solar installations at our corporate office buildings and expect to deploy approximately 90 MW of additional solar capacity. • 24/7 renewable energy. In 2021, we collaborated with energy provider EDF to power our buildings in the U.K. with renewable energy around the clock. As part of this effort, our electricity consumption in the U.K. will be matched to renewable generation every minute of the day, providing us with approxi - mately 120,000 MWh of renewable electricity each year – enough to power our three million square feet of offices in the U.K., or the equivalent of about 33,000 homes. Promoting Health and Wellness in the Workplace In addition to more traditional environmental considerations, such as energy and water efficiency, health and wellness are important aspects of our sustainable building strategy. When looking at how our buildings can affect the health and well-being of our employees, we prioritize factors such as cleaning and sanitization, air- and water-quality, emergency preparedness and health service resources. As a result of our efforts, in 2021, we maintained the WELL Health-Safety Rating for Facility Operations and Management from the International WELL Building Institute™ for our approximately 6,200 corporate office and retail bank branch locations globally. The WELL Health-Safety Rating is an evidence-based, third-party verified rating focused on operational policies, maintenance protocols, emergency plans and stakeholder engagement strategies to help organizations prioritize the health and safety of their staff, customers, visitors and stakeholders. JPMorgan Chase was the first global financial institution to receive the WELL Health-Safety Rating in 2020. 10 Data points are compared to a typical developer-led, speculative office building. 18 INTRODUCTION ENVIRONMENTAL Advancing Climate and Sustainability Solutions Operational Sustainability SOCIAL GOVERNANCE ESG REPORT APPENDICES