72 opportunity . Our strategies are focused on keeping people in their homes, opening pathways to homeownership, increasing initiatives that drive supply of affordable homes, and advancing innovation and transformation on the ground in local communities . These efforts help to advance racial equity to create a future where everyone should have a quality place to live . In 2020, we helped keep more than 200,000 people housed in the U .S . through efforts focused on advancing housing affordability solutions and relief . Since 2019, nearly $274 million has been allocated toward our $1 billion housing affordability commitment through 2025 . • In 2020, Wells Fargo and Enterprise Community Partners launched a $20 million Housing Affordability Breakthrough Challenge to uncover the most innovative, scalable, and viable ideas for increasing housing affordability . The competition awarded six grants across the U .S . of more than $2 million each, in addition to providing two years of technical assistance to help turn the grantees’ scalable concepts into reality . • In collaboration with Habitat for Humanity and Rebuilding Together, we funded more than 400 home build projects across the U .S . in 2020, enabling low- and moderate-income families to become first-time homeowners, making repairs so seniors and veterans can safely stay in their homes, revitalizing neighborhoods, and championing advocacy work that helps people meet basic shelter needs . • Through our NeighborhoodLIFT program , we collaborate with NeighborW orks® America and local charitable organizations to support sustainable homeownership and help advance neighborhood stability by delivering down payment assistance to low- and moderate-income people to complete HUD-approved homebuyer education . Financial health An inclusive economy is one in which everyone has a pathway to economic opportunity, including the financial knowledge, skills, and resources necessary to support themselves and their families . Wells Fargo aims to improve the financial stability of low- and moderate- income communities through programs that increase financial inclusion and access, reduce debt, drive savings and wealth-building behavior, and transform systems that provide a better context within which people lead their financial lives . Examples include: • Reaching unbanked communities and removing barriers to financial inclusion for Black and African American, Hispanic, and Native American/Alaska Native families through our Banking Inclusion Initiative . • Expanding access to cost-free, virtual financial coaching and counseling, direct cash assistance, and other financial resources to help people save money, reduce debt, and navigate other complex financial challenges through our collaboration with nonprofits such as Operation Hope, the National Disability Institute, and the National Foundation for Credit Counseling . • Helping city and county governments improve banking access for residents through efforts with the nonprofit Cities for Financial Empowerment Fund (CFE) . We also supported the launch of CFE Fund’s new Financial Navigator initiative to help residents navigate the financial impacts of COVID-19 .