WHAT’S CHANGING FOR 2024 CSU Health Plans: The CalPERS Board of Administration administers the health plans on behalf of the CSU. Monthly costs vary depending on the health plan you choose. You can view a snapshot of your 2024 monthly costs on pages 8-9 of this guide. ! ATTENTION 2024 Health Plan Expansions OVERVIEW OF PLAN CHANGES EFFECTIVE FOR 2024 Health Plan Rate Changes Legal Insurance Plan Carrier Change Effective January 1, 2024, rates for most health plans will change. and Enhancements Please refer to pages 8-9 to review the monthly employee cost. Effective January 1, 2024 voluntary legal insurance benefts will now ® HealthNet Smart Care Removed from the be provided by ARAG . You’ll receive greater legal protection with no CalPERS Health Program loss in coverage at a lower price. ARAG offers you access to local network attorneys who can help you address life’s legal situations. Effective January 1, 2024, HealthNet Smart Care will no longer be Plus, network attorney fees are 100% paid in full for most covered an available health plan to CSU employees. Employees who are in matters. ARAG legal plan coverage can only be enrolled in during this plan will need to elect a different health plan coverage during Open Enrollment. Open Enrollment. Employees currently enrolled in HealthNet Smart Care will be administratively transferred to Blue Shield Access+ effective January 1, 2024 if they don’t make a plan change. Members in Napa County will be transferred to Western Health Advantage, effective January 1, 2024 if a plan change is not made. • Blue Shield Access+ EPO plan expansion into Del Norte and San Benito counties. • UnitedHealthcare Harmony HMO plan expansion into Santa Clara and Santa Cruz counties. Health Plan Exit • Anthem Traditional from Glenn County: Members, and their dependents who live in Glenn County who do not choose another health plan during Open Enrollment, will automatically be enrolled in Blue Shield Access+ effective January 1, 2024. 4