Benefits Resource Guide

BENEFITS RESOURCE GUIDE

CONTENTS WELCOME ELIGIBILITY 04 BENEFITS OVERVIEW LIFE & DISABILITY MEDICAL OFFERINGS DID YOU KNOW HEALTH SAVINGS ACCOUNT ACCIDENT & CRITICAL ILLNESS FLEXIBLE SPENDING ACCOUNT 15 TUITION REIMB. 18 401(K) 19 CARRIER CONTACTS 22 ADDITIONAL SUPPORT 22 The following descriptions of available benefit elections options, are purely informational and have been provided to you for illustrative purposes only. Payment of benefits will vary from claim to claim within a particular benefit option and will be paid at the sole discretion of the applicable insurance provider for each benefit option. The terms and conditions of each applicable policy or certificate of coverage will provide specific details and will govern in all matters relating to each particular benefit option described in this summary. In no case will any information in this summary amend, modify, expand, enhance, improve or otherwise change any term, condition or element of the policies or certificates of coverage that govern the benefit options described in this summary. DENTAL/VISION 05 0 3 11 12 12 06 06 0 8 TIME OFF 10

WELCOME TO ACME Corp ACME Corp. most important asset is our people. That’s why we offer you an exceptional benefits program with many options, designed to meet your needs and the needs of your family. In this booklet you will find summaries of ACME Corp Technology Solutions Medical, Dental, Vision, STD, LTD, Life, FSA, HSA and Telemedicine benefits. COMPANY VALUES ACME Corp helps clients design, integrate, and manage solutions that enable companies to successfully transform, operate, and compete in a hybrid cloud world. Our Guiding Principle: Our people are our greatest asset. Talented and driven, they are the foundation of our success and the standard-bearers of our vision. • Be a Client Champion: By solving challenges unique to each client and advocating on their behalf, we become indispensable. Clients have a choice. Our goal is to be that choice. • Pursue Quality and Deliver It: We strive to always understand what is expected and commit ourselves to exceed expectations with accuracy and efficiency. • Trust in Teamwork: We operate as one team with common goals, inspiring better results through collaboration, vigorous discussion and the open exchange of ideas. • Be Remarkable: We commit to create extraordinary, lasting experiences. With each interaction, at every engagement, we strive to leave a sense of “Wow” in our wake. • Begin & End with Respect: We are equals and treat one another with courtesy and honesty to reach balanced decisions. • Stand for Integrity: Integrity is the backbone of our character, and we demonstrate it in our work and our relationships. We do what we say, and we do what’s right, even when no one is watching. • Be the Wave: We are innovators, leaders in our industry, and challenge the status quo for the benefit of our customers, partners, and colleagues. We do not ride the wave. We are the wave. TECHNOLOGY SOLUTIONS

ELIGIBILITY Offering a comprehensive and competitive benefits package is one way we recognize your contribution to the success of the organization and our role in helping you and your family to be healthy, feel secure and maintain work/life balance. This enrollment guide has been designed to provide you with information about the benefit choices available to you. Remember, if you are a new hire, this is your only opportunity to enroll in coverage until open enrollment, unless you or your family members experience an eligible “change in status.” How to Enroll in the Plans • Read available materials and make sure you understand all the options available. • Complete your enrollment in the Employee Portal (www.workforcenow.adp.com). • Submit your benefits elections within 30 days of your date of hire. • If you have any questions or concerns, please contact your People & Culture Department. Whom Can You Add to Your Plan? Eligible: • Legally married spouse • Natural or adopted children up to age 26, regardless of student and marital status • Children under your legal guardianship • Stepchildren • Children under a qualified medical child support order • Disabled children 19 years or older • Children placed in your physical custody for adoption • Domestic Partners Ineligible: • Divorced or legally separated spouse** • Common law spouse, even if recognized by your state • Domestic partners, unless your employer states otherwise • Foster children • Sisters, brothers, parents or in-laws, grandchildren, etc. Change in Status Generally, you may enroll in the plan, or make changes to your benefits, when you are first eligible. However, you can make changes/enroll during the plan year if you experience a change in status. As with a new enrollee, you must submit your paperwork within 30 days of the change, or you will be considered a late enrollee. Examples of Change in Status: • You get married, divorced or legally separated • You have a baby or adopt a child • You or your spouse takes an unpaid leave of absence • You or your spouse has a change in employment status • Your spouse dies • You become eligible for or lose Medicaid coverage • Significant increase or decrease in plan benefits or cost ** unless stated in divorce decree

BENEFITS OVERVIEW We take our employees’ health and wellness seriously. Which means competitive medical benefits, but also a real focus on wellness and life outside of work. Details on these benefits can be found further on in this guide. Full policies can be found on the MyHR SharePoint page. You & Your Family’s Health • Generous Medical, Dental & Vision coverage • Tax-Advantaged Health Accounts o Health Savings Account (HSA) o Health Care Flexible Spending Account (FSA) Time Away/Life Outside from Work • PTO • Volunteer Day • Bereavement • Jury Duty • Supplement to STD • Holidays Protecting your Income and Assets • Short- & Long-Term Disability Coverage • Life Insurance for you and your dependents • Accidental Death & Dismemberment • Accident Insurance • Critical Illness Insurance Saving for the Future • 401(k) American Funds • Company matches 50 cents of every dollar up to 5% of earnings (subject to 3-year vesting) • Roth 401(k) component • Home & Auto Insurance Family Support • Parental Leave • 4 weeks Paid Supplement to Short Term Disability • Dependent Care Account • Employee Assistance Program (legal, financial and personal counseling) Development • Tuition Reimbursement Program • Certification • Support

Medical -Cigna Cigna In-Network OAP Out-of-Network Cigna In-Network HSA $1,500 Out-of-Network Calendar Year Deductible - Individual $2,000 $2,000 $1,500 $5,600 - Individual w/Family $2,800 $5,600 -Family $4,000 $4,000 $3,000 $11,200 Out-of-Pocket Maximum (Deductible included) - Individual $4,000 $4,000 $4,000 $8,000 -Family $8,000 $8,000 $8,000 $16,000 Office Visit Copay -Primary $30Copay 50% after deductible 30% coin after ded 50% after deductible -Specialist $50 Copay 50% after deductible 30% coin after ded 50% after deductible Inpatient Services 30% coin after ded 50% after deductible 30% coin after ded 50% after deductible Outpatient Services 30% coin after ded 50% after deductible 30% coin after ded 50% after deductible Emergency Room Services (Waived if admitted) $200 Copay 50% after deductible 30% coin after ded 50% after deductible Diagnostic Labs/X-Rays 30% coin. After ded 50% after deductible 30% coin after ded 50% after deductible Advanced Imaging 30% coin. After ded 50% after deductible 30% coin after ded 50% after deductible MEDICAL OFFERINGS Your medical plans will be offered through Cigna for the 2023 plan year. Please review your plan summaries or SBCs for out- of- network coverage information and full plan details. Click on the plan name to access plan summaries. Will you be covering family members on your medical plan? If so, each of your family members would also be subject to the individual deductible, but if the family accumulates to the family deductible, no further deductible is required by any family member. Likewise, each of your family members would also be covered 100% if they reach the individual out-of-pocket maximum, but if the family accumulates to the family out-of-pocket maximum, no further family members are subject to expenses.

FLEXIBLE SPENDING ACCOUNT (FSA) FSAs offer opportunities to pay for eligible out-of-pocket health care expenses and dependent care expenses with pre-tax dollars. You have the option to participate in the following FSAs: FULL-PURPOSE FSA Who can participate? Employees not enrolled in a medical plan, or employees enrolled in the company OAP medical plan. What happens at the end of the year? The Plan provides for a 2 ½ month grace period immediately following the end of each Plan Year. Contribution Limits: Employees can contribute up to $3,050 per plan year. You can use the funds for any qualified healthcare expense DEPENDENT CARE FSA Who can participate? Any employee What happens at the end of the year? The Plan provides for a 2 ½ month grace period immediately following the end of each Plan Year. Contribution Limits: Employees can contribute up to $5,000 per plan year. You can use the funds for any qualified dependent care expenses.

LIFE AND DISABILITY LIFE INSURANCE Basic Life and Voluntary Life insurance provides for financial support in the untimely passing of a covered participant. Click on the blue highlighted plans below for a plan summary. Basic Life & AD&D • Benefit amount: 1.5 times annual earnings up to a maximum benefit of $225,000. • Please be advised that should you reach age 65, your coverage will reduce by 35%. Should you reach age 70, your coverage will reduce by 50%. • Employer Paid Voluntary Life • Employees can elect Voluntary Life and AD&D for the employee, spouse, and dependent children. • The cost is based on the amount you purchase and your age at the time of purchase • Employee Paid Note: If electing outside of new hire period, Evidence of lnsurability will need to be submitted Disability Short and Long-Term Disability insurance provides partial income replacement in the event of a covered illness or accident that occurs outside of work. Short-Term Disability •Benefits kick in once you have been out of the office due to your disability for 7 days or illness/0 days for accident •Weekly benefit checks will be 60% of your weekly earnings to a maximum of $1,500 a week •You can receive these weekly benefits checks up to 13 weeks for sickness/13 weeks for accident, if you continue to be out of work due to your disability • Employer paid Long-Term Disability •Benefits kick in once you have been out of work for 90 days •Monthly benefit checks will be 60% of your monthly earnings to a maximum of $12,500/month The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlying plan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlying insurance documents will govern in all cases.

• OneGuide – Cigna’s OneGuide Team is ready and waiting to help with personal support available. They can answer all of your health plan questions and so much more. Call 800.CIGNA24, click-to-chat on mycigna.com or use the MyCigna app to be automatically connected with a OneGuide Rep who will help guide you where to you need to go. • Talk Space – convenient, safe and secure online therapy from any location. Learn more at talkspace.com/cigna. • MDLive – Behavioral/mental health virtual care – in-office quality, at-home privacy and convenience, To schedule an appointment online, go to mycigna.com or call MDLive directly at 888.726.3171. • Mobile App – available on the app store or google play. View ID card, claims and benefits and search for providers and more. • Healthy Rewards - Get discounts on the health products and programs you use every day for: Nutritional Meal Delivery Service, Fitness Memberships and Devices, Vision Care, Lasik Surgery, Hearing Aids, Alternative Medicine, Yoga Products & Virtual Workouts. Log into myCigna.com and navigate to Healthy Rewards Discount Program or call 800.870.3470. • Express Scripts Pharmacy - one of the country’s largest home delivery pharmacies, is now Cigna’s home delivery pharmacy. Questions? Call 24/7/365. Call the number on your Cigna ID card or chat online on the mycigna website, 9:00AM – 8:00PM EST, Monday- Friday. • Self-Service Digital Tools & Resources – log into mycigna.com for direct links to download: • IPrevail - offered through Cigna is a digital therapeutics program designed by experienced health care professionals to help you take control of the stresses of everyday life • Happify - offered through Cigna is a self-directed program with activities, science-based games and guided meditations, designed to help reduce stress and anxiety, gain confidence, defeat negative thoughts and boost overall health DID YOU KNOW?

COLONIAL LIFE VOLUNTARY BENEFIT OFFERINGS FROM COLONIAL LIFE All Acme Corp benefit eligible employees have the opportunity to enroll in Voluntary Benefits from Colonial Life. With voluntary products from Colonial: • Benefits can be customized to fit your individual needs • Plans provide coverage that fills the gaps of your employer paid benefits • Coverages are available for both you and your family • You will enjoy the convenience of premium payment through Payroll Deduction. Accident Insurance: Helps offset the direct and indirect expenses such as deductibles, co-payments and other costs not covered by traditional health plans. Spouse and dependent coverage available Critical Illness Insurance: Provides benefits to help pay for medical and non-medical expenses related to cancer that most health plans do not cover. Benefits are paid directly to the employee Spouse and dependent coverage available. Click here for information on rates

401K - QUALIFIED DEFAULT INVESTMENT ALTERNATIVE To help you prepare for retirement, ACME Corp Inc offers you a retirement plan. You can choose to invest the contributions made to your account in a number of investment options. This notice describes the default investment feature applicable to the plan. Joining the Plan If you haven’t already, you can enroll in the plan by taking the following action: •Elect the plan in ADP under the Year-Round Enrollment option (Myself- Benefits- Enrollments) •Your election(s) will become effective as soon as administratively feasible after receipt and processing of your election. Details of Your Default Investment Unless you choose or have already chosen another investment, your contributions will, or will continue to be, invested in the default option for the plan. The default option for our plan is the American Funds Target Date Retirement Series ® Unless you’ve been notified otherwise, the default fund is the fund in the series that is available at the time you are first defaulted that most closely matches the year you will turn 65 (see the chart below). What If I Do Not Want My Contributions Invested in The Default Fund? If you haven’t already made your investment selections, you can avoid having your contributions invested in the default fund by taking the following action within 30 days from the date of this notice. Access your account by visiting the plan’s website at myretirement.americanfunds.com or by calling the toll-free number at (800) 204-3731 and make your investment selection. Changing How Your Investments Are Being Invested You can change your investment allocation at any time, or you can make an exchange from the default investment into any other investment available for our plan by going to the website myretirement.americanfunds.com or calling the toll-free number, (800) 204-3731. There is no transaction fee for making an exchange into one of the other investment options available in our plan. For more information about other investment options available under the plan, visit myretirement.americanfunds.com or call the toll-free number, (800) 204-3731. Description of the Default Investment Designed to simplify your investment decision-making, the American Funds Target Date Retirement Series is made up of 12 target date fund portfolios, each composed of a different mix of the American Funds, with retirement dates ranging from 2010 through 2065 in five-year increments. New funds may be added to the series for future retirement dates as needed. Each target date fund serves as a single diversified retirement portfolio — with an underlying investment approach aligned with its retirement date — so you only need to select one. Each fund in the Series attempts to balance investors’ long-term needs for both return and conservation of capital.

Carrier Contacts Cigna Health & Dental Member Services: 1.800.244.6224 Behavioral Health: 1.800.433.5768 www.cigna.com Vision - EyeMed Member Services: 1.866.299.1358 www.eyemed.com Mutual Of Omaha - Life/AD&D/STD and LTD 1.800.877.5176 www.MutualofOmaha.com Colonial Life - Voluntary Plans 1.978.807.3233 [email protected] FSA & HSA - Benefit Strategies Member Services: 1.888.401.3539 www.benstrat.com EAP - Mutual of Omaha 1.800.316.2796 Member Services: 1.888.401.3539 www.mutualofomaha.com/eap Additional Support GreenPages Technology Solutions People & Culture Mackenzie Armendariz [email protected] Todd Fitzgerald Benefits Consultant Cross Insurance [email protected] Sherri Blais Senior Account Manager Cross Insurance [email protected]