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103-2 The management approach and its components • ESG Governance at Citi • Our $1 Trillion Commitment • Financing the Low-Carbon Transition • Climate Risk and Net Zero > Our Net Zero Commitment • Sustainable Operations > Operational Footprint Goals • Sustainable Progress Strategy 103-3 Evaluation of the management approach • Financing the Low-Carbon Transition > Transforming Our Business to Support a Low-Carbon Economy • Sustainable Operations > Operational Footprint Goals 302-1 Energy consumption within the organization • Sustainable Operations > Environmental Performance for Operations • Sustainable Operations > Environmental Impact Report 302-3 Energy intensity • Sustainable Operations > Environmental Impact Report 302-4 Reduction of energy consumption • Sustainable Operations > Environmental Performance for Operations • Sustainable Operations > Environmental Impact Report GRI 304: Biodiversity 2016 103-1 Explanation of the material topic and its Boundary • Our Material ESG Issues: Citi in a Global Context • Financing the Low-Carbon Transition > Climate and Biodiversity • Risk Managemen t > Environmental and Social Risk Management 103-2 The management approach and its components • ESG Governance at Citi • Financing the Low-Carbon Transition > Climate and Biodiversity • Risk Managemen t > Environmental and Social Risk Management 103-3 Evaluation of the management approach • Risk Management > Environmental and Social Risk Management 304-2 Significant impacts of activities, products, and services on biodiversity • Financing the Low-Carbon Transition > Climate and Biodiversity • Risk Management > Environmental and Social Risk Management 304-3 Habitats protected or restored • Risk Management > Protecting Biodiversity and Addressing Resettlement Concerns in Panama Cit y GRI 305: Emissions 2016 103-1 Explanation of the material topic and its Boundary • Our Material ESG Issues: Citi in a Global Context • 2021 TCFD Report 103-2 The management approach and its components • ESG Governance at Citi • Climate Risk and Net Zero > Our Net Zero Commitment • Sustainable Operations > Operational Footprint Goals • Sustainable Progress Strategy 103-3 Evaluation of the management approach • Sustainable Operations > Operational Footprint Goals 305-1 Direct (Scope 1) GHG emissions • Sustainable Operations > Environmental Performance for Operations • Sustainable Operations > Environmental Impact Report 305-2 Energy indirect (Scope 2) GHG emissions • Sustainable Operations > Environmental Performance for Operations • Sustainable Operations > Environmental Impact Report 305-3 Other indirect (Scope 3) GHG emissions • Sustainable Operations > Environmental Impact Report 305-4 GHG emissions intensity • Sustainable Operations > Environmental Impact Report 305-5 Reduction of GHG emissions • Sustainable Operations > Environmental Performance for Operations • Sustainable Operations > Environmental Impact Report GRI 306: Waste 2020 103-1 Explanation of the material topic and its Boundary • Our Material ESG Issues: Citi in a Global Context • Sustainable Operations > Operational Footprint Goals 103-2 The management approach and its components • ESG Governance at Citi • Sustainable Operations > Operational Footprint Goals • Sustainable Progress Strategy 103-3 Evaluation of the management approach • Sustainable Operations > Operational Footprint Goals Contents ESGatCiti SustainableFinance SustainableProgress Equitable&ResilientCommunities Talent&DEI RiskManagement&ResponsibleBusiness Appendices ESGS ataC ius niblnG 144

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