Our Salient Human Rights Risks Citi has spent more than a decade seeking to understand and mitigate the most salient human rights risks related to our business — those that pose the greatest risk to people — including the activities of our clients and other business partners. The most severe potential risks posed to people by our clients’ activities, partic - ularly in the context of project-related finance, are identified under our ESRM Policy. Our work to address these risks began in 2003 when we helped to found the Equator P rinciples (EP) framework to enhance and standardize risk management across the banking sector, established an internal ESRM team, and began developing our risk identification and mitigation policies and procedures. While our formal ESRM processes give us the most leverage when we are directly financing a project, we also screen for human rights risks and opportunities to engage clients in other types of corporate financing covered by our ESRM Policy and in targeted ESRM portfolio reviews of high risk sectors or geographies. In addition, we work to identify and address salient human rights risks that could arise in other areas of our value chain such as our supply chain, our workforce and our consumer banking activities. For a full list of our salient human rights risks and the stakeholders they may impact, see the table on the following page. Efforts to achieve racial equity and promote diversity and inclusion relate directly to the protection of human rights, as these efforts seek to remedy disparities and protect in dividuals f rom d iscrimination o n the basis of essential characteristics. We have identified salient human rights risks in t his a rea, in cluding d iscrimination in t he provision of financial services and threats to diversity and inclusion. You can learn about C iti’s Action for Racial Equity commit - ments, established in 2020, and additional inclusion i nitiatives r elated t o o ur supply chain , o ur workforce and the communities we serve t hroughout t his r eport. For human rights concerns related to a particular client, transaction or portfolio, we escalate those issues to the relevant internal Reputation Risk Committee. In addition, in 2021, we established an Asia Pacific Human Rights Task Force, comprised of senior bankers and risk managers. The aim of the task force is to enable a more standardized approach to addressing salient human rights risks that arise in that region. For more information about our governance of ESG issues, including human rights, see the ESG Governance at Citi section . Contents ESGatCiti SustainableFinance SustainableProgress Equitable&ResilientCommunities Talent&DEI RiskManagement&ResponsibleBusiness Appendices CITI 2021 ESG REPORT 126